DataVerse
Turn raw transactions into data you can act on.
DataVerse is the enrichment engine behind Wenalyze Sync. It identifies the merchant behind each transaction, assigns a category and adds the context that banks, card issuers and insurers need to build better products.
Illustrative response
{
"descriptor": "AMZN MKTP ES*2K4L9",
"merchant": "Amazon Marketplace",
"brand": "Amazon",
"category": "Online retail",
"logo": "https://…/amazon.svg"
}
From descriptor to decision
1
Send your transactions
Card, account or any other payment rail. DataVerse works with the data you already have.
2
Get them enriched
Each transaction comes back with merchant, brand, logo and category.
3
Put them to work
Clearer statements, smarter cross-selling and signals your teams can act on.
Three APIs, one engine
Use them separately or together, depending on what your product needs.
Transactions
Enrich each transaction as it arrives: merchant, brand, logo and category, ready to show to your customers or feed into your models.
Merchants and companies
Identify the business behind a merchant or a tax ID, with the details you need to know who your customers pay and who they are.
Insights
Detect patterns across a customer's transactions, such as insurable moments, using a taxonomy of more than 40 insurance lines across personal, self-employed and corporate segments.
Built for financial institutions
Banks
Readable statements, better personal and business finance tools, and cross-selling based on real spending.
Card issuers and fintechs
Transaction feeds your customers understand at a glance, with recognisable brands and logos.
Insurers
Spot the moments when a customer needs cover, such as a new property or a new vehicle, and reach them at the right time.
Works with any data source
DataVerse does not depend on a specific payment rail or provider. The more context you send, such as amount, merchant category code or location, the higher the match rate.
Simple pricing
Pay per call, with volume tiers for each API. We can run a pilot on your own transactions so you can measure the results before you commit.
Trusted by banks and insurers
Frequently asked questions
What is DataVerse?
DataVerse is Wenalyze's transaction enrichment API. It turns raw card and account descriptors such as "AMZN MKTP ES*2K4L9" into clean data: merchant name, brand, logo and spending category.
What is transaction enrichment?
Transaction enrichment is the process of adding context to a raw payment record, such as the real merchant, its category and its location, so that people and systems can understand and act on it.
Who uses DataVerse?
Banks, card issuers, fintechs and insurers. Banks use it for readable statements and cross-selling, card issuers for clearer transaction feeds, and insurers to detect insurable moments such as a new car or a new home.
Does DataVerse need open banking access?
No. DataVerse works with the transaction data you already hold, from any payment rail or provider. Sending more context, such as amount, merchant category code or location, raises the match rate.
How is DataVerse priced?
Pay per call, with volume tiers for each API. We can run a pilot on a sample of your own transactions so you can measure the results before you commit.